Know your rights ·

Property taxes, condo fees or other liens are overdue

General information for New Jersey, New York and Washington, DC · Last updated

Quick answer

These obligations can threaten ownership through processes different from mortgage foreclosure.

Do now

Obtain the official account, lien, sale, and court notices. Verify amounts and deadlines with the responsible authority or association. Seek prompt advice about contesting, payment arrangements, redemption, or other available relief.

Watch for

A mortgage modification does not necessarily resolve taxes or association debt. Do not use a mortgage-foreclosure timeline as the deadline for every lien process.

Official sources

NJ Courts — Answering a Foreclosure Complaint, NY Courts — Foreclosure Information for Homeowners, DC DISB — Foreclosure Prevention, CFPB — Housing Insecurity.

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