Quick answer
Obtain the actual recorded documents, survey, and title information before deciding what rights exist.
Do now
Gather deed, title report or policy, surveys, lien notices, and relevant agreements. Ask a real-estate lawyer and appropriate title professional about correction, coverage, and deadlines. Preserve physical conditions without moving boundary markers.
Watch for
A fence, online map, or tax parcel image is not necessarily the legal boundary. Lender title insurance and owner title insurance protect different interests.
Official sources
CFPB — Owner’s Title Insurance, NJDOBI — Real Estate Consumer Information, CFPB — What Is a Closing Disclosure?.
