Know your rights ·

There is a title, lien or boundary problem

General information for New Jersey, New York and Washington, DC · Last updated

Quick answer

Obtain the actual recorded documents, survey, and title information before deciding what rights exist.

Do now

Gather deed, title report or policy, surveys, lien notices, and relevant agreements. Ask a real-estate lawyer and appropriate title professional about correction, coverage, and deadlines. Preserve physical conditions without moving boundary markers.

Watch for

A fence, online map, or tax parcel image is not necessarily the legal boundary. Lender title insurance and owner title insurance protect different interests.

Official sources

CFPB — Owner’s Title Insurance, NJDOBI — Real Estate Consumer Information, CFPB — What Is a Closing Disclosure?.

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