Quick answer
The label on a charge does not necessarily determine whether it is lawful or counts toward a cap.
Do now
Request a written breakdown of rent, security, application, pet, amenity, and other fees. Compare the actual housing type and local requirements. Keep the listing and proposed lease before paying.
Watch for
Subsidized housing, special occupancies, and regulated units can have additional rules. Do not assume a “nonrefundable” label defeats legal protections or that all pet-related charges are identical to assistance-animal accommodation issues.
Official sources
NJ DCA — Truth in Renting, NY Attorney General — Residential Tenants’ Rights Guide, DC OTA — Tenant Bill of Rights, September 25, 2026, HUD — Fair Housing Complaint Intake and Investigation.
