Know your rights ·

Someone emailed new wire instructions for closing

General information for New Jersey, New York and Washington, DC · Last updated

Quick answer

Stop and independently verify payment instructions through a trusted, previously established channel.

Do now

Call the known closing professional using a verified number, not the number in the new message. Confirm recipient and account details through the agreed secure process. If money was sent to a suspected fraudster, contact your bank immediately and use official reporting channels.

Watch for

A familiar email thread can be compromised. Urgency or correct property details do not prove authenticity. Never send credentials to “verify” the payment.

Official sources

CFPB — Review Documents Before Closing, FTC — IdentityTheft.gov.

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