Know your rights ·

Can either spouse cancel health or life insurance?

General information for New Jersey, New York and Washington, DC · Last updated

Quick answer

Court orders, automatic restraints, plan rules, and coverage laws may limit changes.

Do now

Obtain policy and benefits documents and any court orders. Ask the insurer or benefits administrator for written information about current coverage and potential ending dates. Discuss temporary protection and post-divorce options before anyone cancels a policy.

Watch for

A divorce judgment may not itself enroll you in replacement coverage. Enrollment periods and continuation coverage can have deadlines. Do not assume you remain eligible indefinitely because you still have an insurance card.

Official sources

NY Courts — Matrimonial actions: automatic orders, NY Courts — Divorce frequently asked questions, DC Courts — Divorce.

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