Quick answer
Court orders, automatic restraints, plan rules, and coverage laws may limit changes.
Do now
Obtain policy and benefits documents and any court orders. Ask the insurer or benefits administrator for written information about current coverage and potential ending dates. Discuss temporary protection and post-divorce options before anyone cancels a policy.
Watch for
A divorce judgment may not itself enroll you in replacement coverage. Enrollment periods and continuation coverage can have deadlines. Do not assume you remain eligible indefinitely because you still have an insurance card.
Official sources
NY Courts — Matrimonial actions: automatic orders, NY Courts — Divorce frequently asked questions, DC Courts — Divorce.
