I received notice of a trustee meeting

More bankruptcy and debt situations

• Can I give assets to family or repay relatives before filing? Get advice before transferring property or making unusual payments.
• What property must I disclose? Provide a complete, truthful disclosure; an asset can matter even if it is uncertain, jointly owned, or not cash.
• Can student loans be discharged? Some student debt requires a separate dischargeability proceeding and a legal showing; it is not automatically erased or universally impossible to discharge.
• I am behind on the mortgage Contact the servicer and a HUD-approved housing counselor promptly while separately tracking any court deadlines.
• There is already a judgment against me Obtain the court record and investigate available relief promptly.
• Divorce and bankruptcy may happen at the same time Coordinate both cases before dividing assets, assigning debts, or filing.
• Bankruptcy and debt: where to start in NJ, NY and DC Bankruptcy is a federal court process. It can address overwhelming debt, but is not a guaranteed way to keep every asset or…
• Medical bills are overwhelming me Check billing accuracy and available financial assistance while evaluating the broader debt picture.

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