Know your rights ·

The other insurer wants a recorded statement or broad medical release

General information for New Jersey, New York and Washington, DC · Last updated

Quick answer

Understand who is asking, what is requested, and any actual obligation before responding.

Do now

Identify whether this is your insurer, another party’s insurer, or a benefits administrator. Request the scope and purpose in writing. Review policy cooperation duties with a lawyer where possible and keep copies of any authorization.

Watch for

Do not lie, speculate, or ignore legitimate obligations under your own policy. A broad release can disclose unrelated records; obtain advice about appropriate scope.

Official sources

NJDOBI — Auto Insurance Consumer Information, NY DFS — No-Fault FAQs, DC DISB — Consumer Auto Insurance Guide.

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