Quick answer
Understand who is asking, what is requested, and any actual obligation before responding.
Do now
Identify whether this is your insurer, another party’s insurer, or a benefits administrator. Request the scope and purpose in writing. Review policy cooperation duties with a lawyer where possible and keep copies of any authorization.
Watch for
Do not lie, speculate, or ignore legitimate obligations under your own policy. A broad release can disclose unrelated records; obtain advice about appropriate scope.
Official sources
NJDOBI — Auto Insurance Consumer Information, NY DFS — No-Fault FAQs, DC DISB — Consumer Auto Insurance Guide.
