Quick answer
Seek appropriate medical assessment and give an accurate history of symptoms and the incident.
Do now
Record when symptoms began and how they affect activity. Follow medical recommendations and preserve treatment records. Update relevant insurers through the proper claim process and investigate medical-benefit requirements promptly.
Watch for
This library cannot diagnose symptoms. Serious or worsening symptoms require urgent medical help. Do not exaggerate or dismiss symptoms to fit an insurance claim; accurate records support both care and later evaluation.
Official sources
NJDOBI — Auto Insurance Consumer Information, NY DFS — No-Fault FAQs, DC DISB — Consumer Auto Insurance Guide.